Ipswich: 01473 214481
Norwich: 01603 617351
Chelmsford: 01245 215660
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Consumer Credit

The past thirty years have seen an explosion in loans being provided to consumers through credit cards, mortgages and hire purchase agreements.
However, the changing economic picture has left parties vulnerable to default. Unlike businesses, there is a series of protections in place provided by the Consumer Credit Act 1974 to ensure that those providing the monies follow a strict regime prior to enforcement proceedings. EA Law - East Anglian Chambers can assist with the recovery of debts for creditors and can provide assistance to debtors in managing claims against individuals.
 
Our barristers can scrutinise the available documentation and provide you with robust advice on the options available to you. As a debtor that may include whether the finance provider has complied with the relevant legislative requirements, assistance in negotiating a deal to settle the debt over a longer period or representation at court. 

Debt issues need to be managed carefully for individuals otherwise there is a real risk of a creditor seeking to enforce any judgment obtained by either seeking the debtors' bankruptcy or putting a restriction over any property owned by the debtor.


Please call us now on 01473 214481 and speak to a member of our Clerking Team for further advice and assistance on Consumer Credit.
 
Contact us